Expert guidance for your FR44 & SR22 needs

A DUI can be a challenging ordeal, but FR44Insurance Guru is here to support you with expert guidance and tailored solutions. With over 25 years of experience, our agency specializes in navigating the FR44 & Sr22 process. We’ve cultivated strong relationships with multiple carriers, ensuring we find a policy that meets your needs. Ready to start or need a free FR44 or Sr22 consultation? Contact us today. Our mission is to get you back on the road quickly and confidently.

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 Flexible Payment Options for FR44 Policies
FR44 insurance providers now offer newly available monthly payment plans alongside the traditional paid-in-full option. Opting for paid-in-full can provide significant cost savings.
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Non-Owner Policies
A non-owner policy is ideal for drivers needing to file an SR-22 or FR-44 to reinstate their license without owning a vehicle. These policies are typically more affordable than standard car insurance, as certain coverage is provided by the vehicle owner’s policy.
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FR44 & SR22 Filings Simplified
Navigating the requirements for FR44 or SR22 filings mandated by the DMV or courts can be confusing. At FR44 Insurance Guru, we simplify the process by clearly explaining the steps you need to take to get back on the road. Our expertise ensures you follow the precise steps needed to save time and avoid costly mistakes, guiding you through the process accurately from start to finish.
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Our Introductions

FR44 Insurance Guru: Your Expert FR44 & SR22 Insurance Partner

At Fr44 Insurance Guru, we bring over 20 years of insurance industry expertise to help Florida drivers with DUI convictions secure affordable, reliable FR44 & Sr22 insurance policies and restore their driving privileges. Our state-affiliated channels, including the DMV, give us unparalleled insight into the complexities of FR44 & Sr22requirements, allowing us to deliver tailored solutions that simplify the process for our clients. We handle every detail with precision, filing yourFR44 & Sr22 form electronically with the state for faster processing. You’ll receive your certificate quickly via email or fax, ensuring you’re back on the road as quickly as possible. From start to finish, our team provides personalized guidance, making a complicated process seamless and stress-free.

Why Choose Fr44 Insurance Guru?

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Unmatched Expertise: With over two decades in the insurance business, we specialize in FR44 & Sr22 insurance and understand the nuances that others may overlook

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Trusted Connections: Our established relationships with state authorities enable us to navigate FR44 & Sr22 requirements efficiently and effectively.

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Client-First Approach: We prioritize your needs, offering customized solutions and clear communication every step of the way.

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Fast& Reliable Service: With electronic filing and prompt certificate delivery, we prioritize your needs and strive to resolve your issues quickly.
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What we do

Some Things You Should Know About FR44 Insurance

At Florida FR44 Insurance, we provide affordable FR44 insurance policies for drivers in Florida with DUI convictions. With over 16 years of experience, we partner with nearly every carrier in the state to find competitive rates. Our efficient process ensures you get the coverage you need quickly and easily.

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What is FR-44 Insurance?

Florida FR44 Insurance is a type of auto insurance policy that is required by the state of Florida for drivers who have been convicted of a DUI. Its purpose is to ensure that these drivers have higher bodily injury and property damage liability limits of 100/300/50, in order to protect the public in case they cause an accident that harms someone.

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Why is it Required?

The FR44 certification is submitted electronically to the state of Florida once the policy is written, and is required for a period of three years from the date of the FR44 reinstatement. The exact start date is communicated by the state, and failure to comply with this requirement can result in license suspension or other penalties. We can provide a copy of the FR44 certificate instantly.

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What's The Cost?

The cost of Florida FR44 Insurance can vary significantly from person to person, depending on various factors such as age, location, driving history, and claims record. Furthermore, the required liability coverage limits are higher than those for typical auto insurance policies, which can make FR44 Insurance more expensive than other types of coverage.

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Non-Owners FR44

If you don’t own a vehicle but still need to comply with the FR44 requirement, you can purchase a non-owner FR44 Insurance policy. This type of policy provides liability coverage for accidents you may cause while driving someone else’s car and is typically less expensive than a regular FR44 policy.

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Renewal

We requote your policy at every renewal to see if we can find you a better rate. Since we write FR44's with 10 carriers sometimes we can switch you to a new policy that has a lower rate.We monitor your renewals and try to give you the best price possible.If you have questions about your renewal we are here to help.

What is a Florida SR22 filing?

In Florida, an SR22 is a certificate proving ahigh-risk driver has at least 10/20/10 liability coverage, though courts may require higher limits. It’s needed for three years to maintain or reinstate driving privileges and is filed electronically by the insurer with the DMV.

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Driving without insurance

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Reckless driving

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Multiple traffic violations

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License suspension/revocation

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At-fault accidents without insurance

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Unpaid traffic fines or judgments

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Sometimes, but more rarely, DUI/DWI convictions

How do I get the SR22 filing?

The SR22 filing is submitted electronically to the state of Florida by your insurance provider. If you choose to work with us, we can also send a copy.

Do I have to pay the Sr22 policy in-full?

The carriers we deal with often  allow you to make monthly payments, but paid-in-full is typically less expensive.

How much does Florida SR22 insurance cost?

The cost of SR22 insurance in Florida varies based on factors such as age, gender, credit history, type of vehicle, location, and driving record. Fortunately, the price of an SR22 policy can be similar to a regular auto policy.

Read Our Reviews On Google

Florida FR44 Insurance is praised for its competitive rates and efficient service. Customers find the process quick and easy, with helpful and responsive customer support.

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If you need FR44 the FR44 Insurance Guru is the place to go. I received 4 quotes from four different brokers with the same insurance company and the FR44 Insurance Guruwas much lower. Adam is extremely knowledgeable and helped me out significantly in what I need to do moving forward. Appreciate you guys

By Christopher Jacobs
Customer

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Being a High Risk Driver it was very hard finding an insurance company that would accept me.  Became very discouraging hearing "no" all the time. Someone recommended the FR44 Insurance Guru and they were able to get me fully covered at a decent rate.

By David R
Customer

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Always getting the best deals through FR44 Insurance Guru and trust them for many years! They do their job the best! Adam is the best!  Professional, nice, trying maximum assist with everything and give the best quotes. Highly recommend.  Once again I’m fully satisfied with the best assistance and professionalism. Thank you so much!

By Nataliya Cashen
Customer

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The guys at FR44 Insurance Guru made getting insurance one of the easiest experiences ever. They were amazing, and never made me feel ignorant of the process. I have always gone directly thru the company, but they made using a broker one of the best insurance experiences. I have recommended them to anyone I know that needs car insurance.

By Sierra Newman
Customer

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Positive: Professionalism, Quality, Responsiveness, Value
Great customer service with quick response timing on any questions asked..very thorough and friendly staff, highly recommended 👌

By Arsenio Weiss
Customer
Information

14806 State Hwy 20
Niceville, FL 32578, USA

+850-586-3422
customerservice@fr44guru.com
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