Florida FR44 & SR22 Filings
Florida FR44 & SR22 Filings
FR44 and SR22 filings are required for Florida drivers with serious violations, such as DUIs or other traffic offenses, to ensure adequate liability coverage. These filings can seem complex, but we’re here to clarify and assist. Have questions? Call or chat with us anytime!
Frequently Asked Questions
An FR44 is required for DUI convictions in Florida, mandating $100,000/$300,000 bodily injury and $50,000 property damage coverage, typically for three years. An SR22 is required for various violations, typically requiring $10,000/$20,000 bodily injury and $10,000 property damage, unless higher limits are court-ordered.
Florida requires FR44 and SR22 filings to ensure high-risk drivers maintain continuous insurance coverage due to violations like DUIs or driving without insurance.
FR44 mandates higher limits to cover potential injuries in accidents, as DUI drivers are considered high-risk. SR22 limits are typically lower unless specified by the court.
When buying auto insurance, inform your agent of your FR44 or SR22 requirement. The filing is submitted electronically to Florida, usually within five days, but we can help process it MUCH FASTER!
Some insurers require full payment for FR44 or SR22 policies, while others offer payment plans.
Costs depend on factors like age, gender, credit, vehicle, and location. We’ll find the best rate for your needs.
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