FR44 & SR22 Insurance Basics
Caring You for Better Journey
Bodily Injury Coverage for FR44 & SR22
Covers injuries you cause while driving. FR44 requires $100,000/person,$300,000/accident. SR22 typically needs $10,000/person, $20,000/accident, unless court-ordered otherwise. Non-DUI/SR22 drivers may carry lower limits.
Personal Injury Protection (PIP)
Required for all Florida drivers, including FR44 and SR22. Covers medical expenses and lost wages for you and passengers, regardless of fault, with a minimum of $10,000
Property Damage Liability
Covers damage you cause to others’ property. FR44 requires$50,000/accident; SR22 typically needs $10,000/accident, unless higher limits are specified. We’ll find the right coverage for you.
Uninsured/Underinsured Motorist
Optional for FR44/SR22. Covers injuries if hit by an uninsured/underinsured driver.
Collision Coverage
Optional for FR44/SR22. Pays for vehicle repairs after an accident,$100–$1,000 deductible. Often required for financed vehicles.
Comprehensive Coverage
Optional for FR44/SR22. Covers non-collision damage (e.g., theft, vandalism). May be required for financed vehicles.
Medical Payments
Optional for FR44/SR22. Covers medical costs for you, passengers, regardless of fault.
Rental Car Coverage
Optional for FR44/SR22. Pays for a rental car during repairs after a covered claim.
Towing Coverage
Optional for FR44/SR22.Reimburses towing costs after a breakdown or accident.
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